It's no secret that the current housing market is a disaster for lots of home owners. Whether they got a "liar's loan" that they can't afford any more, or they were one of the people with a house "in the air" when the flipping craze crashed on them, there are foreclosures happening all across the US. Even in a market as dynamic as Myrtle Beach, there are people who can't keep up with their mortgages.
There are three stages in the foreclosure process a buying opportunity presents itself. The first, and the most painless for everyone (lender, current resident and new prospective owner) is early in the process, when they're
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